Merchant Cash Advance
What is a Merchant Cash Advance?Every business owner runs into the need for cash from time to time. But where do you go to get it, especially when your bank won’t even consider your request? There is a solution for businesses that take credit cards. In fact you could get cash from the sales you haven’t even made yet. Turn tomorrow’s credit card sales into today’s cash flow. There is no faster, safer or easier way to get cash for your business. Spend it any way you see fit; we only get paid when you get paid. This is flexible financing on your terms, thanks to merchant cash advances from Upstream.
Why Cash Advances With Upstream?Merchant Cash Advances from Upstream are a great financing option for small businesses that accept credit cards. This alternative business financing was created specifically to address the problems of traditional financing options like complicated approval processes, long waiting periods, spending restrictions and high decline rates. You get a lump sum of cash deposited directly into your bank account!
Business Cash Advances from Upstream Offer Many Convenient Features, Including:
- Some of the most competitive rates available
- Loan Interest is tax deductible which further lowers the net effective rate.
- Guaranteed rate over the life of your loan
- You can pay off your loan early
- We offer business loans up to $1,000,000.
- Your money is wired directly to your bank by our FDIC insured partner bank.
- Great Solution for seasonal merchants.
- Flexible financing options. We let you pick the loan repayment term.
- We’ll approve new Restaurants in business for a minimum of 1 month.
- We’ll approve most retail-oriented companies in business for a minimum of 6 months
Qualifications for Business Loan
Who We Serve
Upstream provides small business loans to a wide variety of businesses. Some of the most common industries we serve include:
We fund many types of businesses beyond those listed above. Apply in minutes to see how much you qualify for.
See What Our Customers Have To Say About Us
Excellent Customer Experience ! The funding procedure was done professionally and we will come back again when we need funding. Our experience was very good - and that is what it takes to get customer to come back !
I would give 10 stars if I could! I am very happy with my experience with Upstream. My first phone call with David was pleasant and he got me pre-approved right there on the call. Then Mira herself and worked with me through the entire funding process. I'm very impressed with how friendly, professional and fast they are and I am looking forward to working with them again. I highly recommend Upstream
Awesome experience dealing with Upstream Thank You for taking care of my financing needs, Cindy was absolutely awesome with follow up throughout the transaction and afterwards too.
Martin at Upstream did a great job! He was very helpful in getting our funding and was there for me every step of the way.
They were able to customize a plan to meet my unique needs - and tolerated all my questions... Ian was a pleasure to work with
Great and Simple Process for Small Business Loan !! Thanks to Martin and Sonya for there help during the process. Will definitely refer them to friends. Thanks again !!
Devon did a great job helping our company secure the necessary working capital we were looking for. We process our payroll with Paychex, so their relationship with Upstream was invaluable. Thanks Devon.. Great Job!!
We really like your services , The response time from your team is very short and when ever we had a questions you always responded very soon We really recommend and rate your company as the best Thank you
Rashad and Rita
Rashad and Rita
These guys are great, attentive, and fast. Martin, who handle our business, was persistent and communicative. Whenever I sent an email he responded immediately and we got the loan we needed to expand our business.
It was a pleasure working with Cindy and the Upstream team. They are professional and work very hard to understand the financing needs of the business. Cindy goes above and beyond to move things along quickly and continuously communicates on the progress of the process. It was a pleasure to work with Upstream.