Merchant Cash Advance

What is a Merchant Cash Advance?

Every business owner runs into the need for cash from time to time. But where do you go to get it, especially when your bank won’t even consider your request?  There is a solution for businesses that take credit cards. In fact you could get cash from the sales you haven’t even made yet.  Turn tomorrow’s credit card sales into today’s cash flow. There is no faster, safer or easier way to get cash for your business. Spend it any way you see fit; we only get paid when you get paid. This is flexible financing on your terms, thanks to merchant cash advances from Upstream.

Why Cash Advances With Upstream?

Merchant Cash Advances from Upstream are a great financing option for small businesses that accept credit cards. This alternative business financing was created specifically to address the problems of traditional financing options like complicated approval processes, long waiting periods, spending restrictions and high decline rates. You get a lump sum of cash deposited directly into your bank account!

Your Source For Business Financing

Our Fast Business Loan Benefits
  • Approved in 48 hours!
  • Simple Application with 90% loan approval rate.
  • No obligation application. No cost to apply. No closing costs.
  • Receive funds in as little as 5 days from the time we receive your paperwork.
  • Poor credit not a problem.
  • A simple application process & quick funding.

Business Cash Advances from Upstream Offer Many Convenient Features, Including:

  • Some of the most competitive rates available
  • Loan Interest is tax deductible which further lowers the net effective rate.
  • Guaranteed rate over the life of your loan
  • You can pay off your loan early
  • We offer business loans up to $1,000,000.
  • Your money is wired directly to your bank by our FDIC insured partner bank.
  • Great Solution for seasonal merchants.
  • Flexible financing options. We let you pick the loan repayment term.
  • We’ll approve new Restaurants in business for a minimum of 1 month.
  • We’ll approve most retail-oriented companies in business for a minimum of 6 months

BENEFITS

Avoid the brokers and “middlemen” fees:

You won’t have to worry about extra expenses. You can put your resources towards the most important initiatives for your business.

Avoid having your credit run multiple times:

No matter what your credit score, we offer cash advances with just a single credit run.

Build a real relationship:

Work directly with a dedicated Funding Manager that will help you design a creative and customized plan based on your business needs.

Almost all business types and industries are accepted:

There is virtually no limit to the type of business we work with.

No collateral or personal guarantee required:

You can get the funding you need without the worry of placing your personal property or assets at risk.

Near instant approval:

With minimal documentation necessary, you receive your funding much faster than a bank loan so you can get back to building your business.

Qualifications for Business Loan

3+ months in business

you must be operating and generating revenue for at least 3 months

$10,000/ Month Gross Sales

you must have at least $10,00 per month in gross sakes to qualify for a loan

Business Checking Account

you must have and maintain a business checking account to qualify

Who We Serve

Upstream provides small business loans to a wide variety of businesses. Some of the most common industries we serve include:

We fund many types of businesses beyond those listed above. Apply in minutes to see how much you qualify for.

See What Our Customers Have To Say About Us