Retail
Whether your retail business relies heavily on the e-commerce space, or you occupy a traditional storefront to sell your products or services, you know just how demanding a retail business can be and how competitive it is out there across a variety of industries. If you are looking for a way to help your retail business stand out from the rest of the crowd, you may need to enact some changes to your business. Your retail business may benefit from a remodel, a shift in marketing strategy, or simply a reinvestment in human capital. You know your retail business better than anyone, but there is one thing that all smart small business owners know that it is absolutely crucial to partner with a responsible and reliable source for working capital, and to do so early on.
Why Choose Upstream for a Retail Business Loan?
At Upstream, we specialize in helping businesses of all types to grow and thrive through our custom tailored small business loan programs. While some small business owners immediately gravitate toward a bank or credit union when it comes time to apply for small business financing, these institutional lenders tend to operate slowly, deliver low approval rates, and provide a narrow selection of lending opportunities. We operate differently creating our own underwriting guidelines, lending principles, and small business loan options, to deliver a powerful suite of retail business loans that can help your business operate more efficiently and effectively. Partnering with us provides several key benefits, including:
A quick and easy process: All we need to get going is a short application and 3 months of your bank statements. Once you have finished completing the application process, we will conduct a quick review and provide a lending decision often the same day not weeks or months like some traditional lenders. Once you receive an approval, we can fund your business loan quickly, in as few as 24 hours.
Fixed terms and automated payments: At Upstream, we offer a variety of business financing solutions for retail business owners with fixed, automated repayments to further simplify the process for business owners. Our goal is to provide you with affordable and accessible small business capital that will help your business grow all without negatively impacting your monthly budget.
High approval rates: Even if you have a low credit score or derogatory information in your credit file, we can still often help. We offer much higher approval rates than traditional lenders because we understand that you are more than a credit score your business is a revenue generating machine that can be made that much more effective and efficient with one of our small business loans. We responsibly underwrite our loans yet we can still provide small business capital to a variety of retail businesses that have been turned down elsewhere.
Benefits of a Retail Business Loan
A small business loan can help your retail business in so many ways and many of our clients have found that an influx of affordable capital makes all the difference in effectively running their establishments. Apply today:
Upstream is here to help you find the exact financing solution to fit your needs. Our dedicated Business Advisors are with you at every step, making the process fast and easy. Here are just a few benefits of working with us:
Flexible Repayments
Repayments are based on a percentage of daily credit card sales, so we only make money when you make money
Fast Approval
Apply online or over the phone in minutes, get approved in a few hours and access funds in as fast as one day!
Financing Now
Get up to 250% of your monthly credit card sales volume in one lump sum to take care of the things you need for your business.
Apply Now!