Business Funding

Business funding is the life blood of just about every small business in the country. From Startups to established businesses sooner or later there is a need for capital. Without cash infusions a business cannot grow or expand and often will plateau and become stagnant. Upstream is the source for all small businesses financial needs. Merchant cash advances, Asset based loans, Factoring, and unsecured working capital revenue based loans are what we know best.

Alternative lenders throughout the country cater to small businesses that are hampered with bad credit or limited cash needs that banks will not look at. If a traditional bank cannot make money on a loan, usually on requests for $50,000 and less, they will not even pursue the financing. If a business has been established for less than 3 or 4 years its the same story, as they are viewed as too much of a risk. Upstream has the insight and experience in dealing with small businesses with those characteristics and is able to secure business financing for businesses all over the country in any type of industry. This hassle free process takes less than 5 days.

Your Source For Business Financing

Making Funding Your Business Easy

  • No Personal Guarantee & No Collateral Required
  • Minimal Paperwork Required, Quickly Get Funded Within A Few Days
  • Bad Credit OK, Our Programs Are Business Performance Driven
  • Approvals Within 24 Hours, See How Much You Qualify For, Apply Now!

Business Cash Advances from Upstream Offer Many Convenient Features, Including:

  • Advances up to $5000,000
  • Same day approvals
  • Cash in as few as 24 hours
  • No collateral required
  • Automated payments
  • No fixed payments
  • No hidden fees or upfront costs

Our customized lending solutions help you achieve your goals easily and affordably. We Can Help with a Merchant Cash Advance The Upstream Merchant Cash Advance is an ideal solution for businesses that need cash quickly or want to smooth out the peaks and valleys of their cash flow. If you’ve been in business at least 3 months and your monthly credit card transactions are over $3000, then you’re already pre-qualified. All you have to do is complete an application and send us the last 4 months of your credit card statements. Our approvals are usually completed the same day and you could get your cash in as few as 24 hours. Payback is easy. There are no invoices or checks to write. We receive a small percentage of your business’ credit card sales each time they’re batched. That percentage never changes. So even if business is slow you’ll pay the same percentage of sales. And if business picks up you could even pay back faster. And there’s never a prepayment penalty. You could get going in just a few minutes and you could receive your cash within a day. To get your merchant cash advance started today, call us or apply now.

Apply Now!


Avoid the brokers and “middlemen” fees:

You won’t have to worry about extra expenses. You can put your resources towards the most important initiatives for your business.

Avoid having your credit run multiple times:

No matter what your credit score, we offer cash advances with just a single credit run.

Build a real relationship:

Work directly with a dedicated Funding Manager that will help you design a creative and customized plan based on your business needs.

Almost all business types and industries are accepted:

There is virtually no limit to the type of business we work with.

No collateral or personal guarantee required:

You can get the funding you need without the worry of placing your personal property or assets at risk.

Near instant approval:

With minimal documentation necessary, you receive your funding much faster than a bank loan so you can get back to building your business.

Qualifications for Business Loan

3+ months in business

you must be operating and generating revenue for at least 3 months

$10,000/ Month Gross Sales

you must have at least $10,00 per month in gross sakes to qualify for a loan

Business Checking Account

you must have and maintain a business checking account to qualify

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Who We Serve

Upstream provides small business loans to a wide variety of businesses. Some of the most common industries we serve include:

We fund many types of businesses beyond those listed above. Apply in minutes to see how much you qualify for.

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