High Risk Business Loans

A high risk business loan may seem like a good option to secure the cash you need if you are struggling with bad credit or poor sales. But the high interest rates, long approval process, and strict requirements may make you think twice. High risk businesses (even those with bad credit) can qualify for up to $250,000 in financing without the hassles of a business loan! A business cash advance, unlike traditional business loans, is simple, with few requirements and some added benefits. Your business can be approved in less than 24 hours with a quick one page application and no business plan! Even if you have been labeled as “high risk” you can still get the cash you need, faster than any traditional high risk business loan product! Business Cash Advance… A Better Alternative to High Risk Business Loans! Since business cash advances are based on future credit card sales, risk is not as high. Unlike business loans; collateral, financial documents, or a lengthy business proposal is not required. In addition to the simple approval process and minimal requirements, cash advances offer businesses flexible repayment options; when sales drop, we simply take a smaller payment.

“High Risk”is meaningless if you meet the following requirements:

Making Funding Your Business Easy

  • Your business is registered in the United States
  • You process $2,500 or more in credit card sales
  • Your business already exists (This is not available to start-ups)
More than 95% of businesses that meet these requirements are approved for a business cash advance of up to $250,000. Stop applying for high risk business loans! Get financing with a business cash advance! Business Cash Advance – Best Loan Alternative Upstream can help you gain the working capital that your business needs to move forward and stay competitive in the market. Our business cash advance offers the following benefits
  • Flexible payment terms you won’t be stuck to a rigid schedule that can put your business in an even tougher spot each month.
  • No matter what your credit situation is, we have solutions for your business cash advance.
  • You can get the funding wired directly into your bank account in as little as 5 business days
  • There are no upfront costs to apply for a business cash advance, and no closing costs to worry about either.
  • There are no fees for an early pay off.
  • We have the most competitive rates in the industry!

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Avoid the brokers and “middlemen” fees:

You won’t have to worry about extra expenses. You can put your resources towards the most important initiatives for your business.

Avoid having your credit run multiple times:

No matter what your credit score, we offer cash advances with just a single credit run.

Build a real relationship:

Work directly with a dedicated Funding Manager that will help you design a creative and customized plan based on your business needs.

Almost all business types and industries are accepted:

There is virtually no limit to the type of business we work with.

No collateral or personal guarantee required:

You can get the funding you need without the worry of placing your personal property or assets at risk.

Near instant approval:

With minimal documentation necessary, you receive your funding much faster than a bank loan so you can get back to building your business.

Qualifications for Business Loan

3+ months in business

you must be operating and generating revenue for at least 3 months

$10,000/ Month Gross Sales

you must have at least $10,00 per month in gross sakes to qualify for a loan

Business Checking Account

you must have and maintain a business checking account to qualify

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Who We Serve

Upstream provides small business loans to a wide variety of businesses. Some of the most common industries we serve include:

We fund many types of businesses beyond those listed above. Apply in minutes to see how much you qualify for.

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