No collateral loans

A no collateral loan (or unsecured business loan), may be a necessary option for business growth and operations. However, the loan application process, and strict requirements may make acquiring such financing extremely difficult. Businesses in need of a loan with no collateral can qualify for unsecured financing in the form of a business cash advance (up to $250,000) without banks and traditional lenders. Applying for a business cash advance is simple. Unlike traditional business loans, a cash advance has few requirements and can be approved in less than 24 hours. No tax records or business plans are required. Even if you have no collateral and bad credit you can still get the business financing you need, faster than any traditional, unsecured business loan!

Business Cash Advance: Loan alternative With No Collateral Required!

Business cash advances are based on future credit card sales, no collateral is required to secure them, meaning security and credit do not weigh in on the decision for approval. In addition to the minimal requirements, cash advances offer businesses flexible repayment options.

Business Cash Advance – “No Collateral Financing” Requirements:

Making Funding Your Business Easy

  • Your business is registered in the United States
  • You process $2,500 or more in credit card sales
  • Your business already exists (This is not available to start-ups)

More than 95% of businesses that meet these requirements are approved for a business cash advance of up to $250,000.

Get a great loan alternative with absolutely No Collateral!

Easy Application

With our online loan application process, your business can easily qualify for small business loans within minutes.

Affordable Prices

We offer small business loans without the hassle of “big bank” loan terms and rates to small businesses.

Early Repayment Savings

We are a simple interest lender – so you only pay interest on the unpaid principal balance every day for most of our loan programs!

No Upfront Fees

There are no upfront fees to apply for small business loans and a lot of our programs are tax deductible. You’re also not obligated to take the money we offer.

Loan Renewals Benefits

You can apply for loan refinancing after 50% of the loan is repaid with the benefits of lower rates and higher loan amount.

No Collateral Requirement

We offer fast and easy loan approvals without the need of collateral or personal guarantee.

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Avoid the brokers and “middlemen” fees:

You won’t have to worry about extra expenses. You can put your resources towards the most important initiatives for your business.

Avoid having your credit run multiple times:

No matter what your credit score, we offer cash advances with just a single credit run.

Build a real relationship:

Work directly with a dedicated Funding Manager that will help you design a creative and customized plan based on your business needs.

Almost all business types and industries are accepted:

There is virtually no limit to the type of business we work with.

No collateral or personal guarantee required:

You can get the funding you need without the worry of placing your personal property or assets at risk.

Near instant approval:

With minimal documentation necessary, you receive your funding much faster than a bank loan so you can get back to building your business.

Qualifications for Business Loan

3+ months in business

you must be operating and generating revenue for at least 3 months

$10,000/ Month Gross Sales

you must have at least $10,00 per month in gross sakes to qualify for a loan

Business Checking Account

you must have and maintain a business checking account to qualify

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Who We Serve

Upstream provides small business loans to a wide variety of businesses. Some of the most common industries we serve include:

We fund many types of businesses beyond those listed above. Apply in minutes to see how much you qualify for.

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