Merchant Cash Advance
What is a Merchant Cash Advance?
Every business owner runs into the need for cash from time to time. But where do you go to get it, especially when your bank won’t even consider your request? There is a solution for businesses that take credit cards. In fact you could get cash from the sales you haven’t even made yet. Turn tomorrow’s credit card sales into today’s cash flow. There is no faster, safer or easier way to get cash for your business. Spend it any way you see fit; we only get paid when you get paid. This is flexible financing on your terms, thanks to merchant cash advances from Upstream.Why Cash Advances With Upstream?
Merchant Cash Advances from Upstream are a great financing option for small businesses that accept credit cards. This alternative business financing was created specifically to address the problems of traditional financing options like complicated approval processes, long waiting periods, spending restrictions and high decline rates. You get a lump sum of cash deposited directly into your bank account!Your Source For Business Financing
Our Fast Business Loan Benefits- Approved in 48 hours!
- Simple Application with 90% loan approval rate.
- No obligation application. No cost to apply. No closing costs.
- Receive funds in as little as 5 days from the time we receive your paperwork.
- Poor credit not a problem.
- A simple application process & quick funding.
Business Cash Advances from Upstream Offer Many Convenient Features, Including:
- Some of the most competitive rates available
- Loan Interest is tax deductible which further lowers the net effective rate.
- Guaranteed rate over the life of your loan
- You can pay off your loan early
- We offer business loans up to $1,000,000.
- Your money is wired directly to your bank by our FDIC insured partner bank.
- Great Solution for seasonal merchants.
- Flexible financing options. We let you pick the loan repayment term.
- We’ll approve new Restaurants in business for a minimum of 1 month.
- We’ll approve most retail-oriented companies in business for a minimum of 6 months
BENEFITS
Avoid the brokers and “middlemen” fees:
You won’t have to worry about extra expenses. You can put your resources towards the most important initiatives for your business.Avoid having your credit run multiple times:
No matter what your credit score, we offer cash advances with just a single credit run.Build a real relationship:
Work directly with a dedicated Funding Manager that will help you design a creative and customized plan based on your business needs.Almost all business types and industries are accepted:
There is virtually no limit to the type of business we work with.No collateral or personal guarantee required:
You can get the funding you need without the worry of placing your personal property or assets at risk.Near instant approval:
With minimal documentation necessary, you receive your funding much faster than a bank loan so you can get back to building your business.Qualifications for Business Loan
3+ months in business
you must be operating and generating revenue for at least 3 months$10,000/ Month Gross Sales
you must have at least $10,00 per month in gross sakes to qualify for a loanBusiness Checking Account
you must have and maintain a business checking account to qualifyWho We Serve
Upstream provides small business loans to a wide variety of businesses. Some of the most common industries we serve include:
We fund many types of businesses beyond those listed above. Apply in minutes to see how much you qualify for.
See What Our Customers Have To Say About Us
Excellent Customer Experience !
The funding procedure was done professionally and we will come back again when we need funding.
Our experience was very good - and that is what it takes to get customer to come back !
Roger Neilson
Roger Neilson
I would give 10 stars if I could!
I am very happy with my experience with Upstream. My first phone call with David was pleasant and he got me pre-approved right there on the call. Then Mira herself and worked with me through the entire funding process. I'm very impressed with how friendly, professional and fast they are and I am looking forward to working with them again. I highly recommend Upstream
Vicky
Vicky
Awesome experience dealing with Upstream
Thank You for taking care of my financing needs, Cindy was absolutely awesome with follow up throughout the transaction and afterwards too.
Donald
Donald
Martin at Upstream did a great job! He was very helpful in getting our funding and was there for me every step of the way.
KP
KP
They were able to customize a plan to meet my unique needs - and tolerated all my questions... Ian was a pleasure to work with
Derek M
Derek M
Great and Simple Process for Small Business Loan !!
Thanks to Martin and Sonya for there help during the process.
Will definitely refer them to friends.
Thanks again !!
Deshartay
Deshartay
Devon did a great job helping our company secure the necessary working capital we were looking for. We process our payroll with Paychex, so their relationship with Upstream was invaluable.
Thanks Devon.. Great Job!!
Gillian T.
Gillian T.
We really like your services , The response time from your team
is very short and when ever we had a questions you always responded very soon
We really recommend and rate your company as the best
Thank you
Rashad and Rita
Rashad and Rita
These guys are great, attentive, and fast. Martin, who handle our business, was persistent and communicative. Whenever I sent an email he responded immediately and we got the loan we needed to expand our business.
F. Hill
F. Hill
It was a pleasure working with Cindy and the Upstream team. They are professional and work very hard to understand the financing needs of the business. Cindy goes above and beyond to move things along quickly and continuously communicates on the progress of the process. It was a pleasure to work with Upstream.
W.R.
W.R.