If you own or operate a trucking business, you know just how important it is to stay organized, keep those trucks on the road, and maintain a staff of competent and committed drivers. Our nation doesn’t move unless trucks are on the road, so it is as crucial as ever to capitalize on the pent-up demand for freight services and general trucking needs. With a shortage of drivers on the road today, you can gain a distinct advantage on the competition when you properly maintain your fleet of trucks, hire the right drivers, and use the appropriate logistics tools to manage the entire operation.

Remaining competitive in this industry requires continual investment in your company. For instance, trucks and trailers require periodic maintenance, the replacement of wearable parts, payment for annual registrations and certifications, and more. And that’s just to keep them on the road! Further financial demands come into play when you factor in driver wages, liability insurance, fuel and toll expenses, licensing fees, and more. In order to effectively manage these expenses and claim your slice of the lucrative trucking market, you’ll want to partner with a reliable and responsive source for small business capital a lender like Upstream At Upstream, we provide affordable and flexible financial solutions for businesses of all types and we don’t shy away from the trucking industry like other finance companies tend to do today. We can help your trucking business to achieve short, medium, and long term financial goals by creating a custom tailored trucking business loan that will provide quick access to affordable capital even if you have bad credit.

Why Choose Upstream for a Trucking Business Loan?

Unlike traditional lenders, like banks or credit unions, we don’t make you fill out stacks of forms or submit reams of unnecessary documents in order to qualify for a trucking business loan. In fact, our streamlined process is part of what has made us so successful when working with businesses just like yours. Upon approval you will have nearly-immediate access to the funds you need. You can use your new business loan for virtually anything, but most trucking professionals use theirs to:

  • Upgrade existing vehicles or complete repairs to get trucks back on the road
  • Hire new staff to extend the operating range of the business and drive revenues
  • Pay for occasional expenses, like licenses, insurance policies, and large repair bills
  • Purchase new or pre-owned trucks, trailers, or related equipment

Here’s How it Works:

First take a few minutes and apply online. We will use this information to create a customized lending solution for your trucking business that will easily fit within your allocated budget. We only ask for basic business-relevant information, so you’ll finish the application in just a few minutes. Next, we’ll provide you with a lending decision the same day you complete the application. You can use this information to determine whether the loan is a good fit for your needs and if it will help you to accomplish your business goals. We are often able to provide you with the funds you need in as little as 24 hours!

Regardless of how you choose to allocate your trucking business loan, you’ll love the flexibility and affordability that has become the hallmark of an Upstream loan.

Get started and prepare to watch your business grow!

Upstream is here to help you find the exact financing solution to fit your needs. Our dedicated Business Advisors are with you at every step, making the process fast and easy. Here are just a few benefits of working with us:

Flexible Repayments

Repayments are based on a percentage of daily credit card sales, so we only make money when you make money

Fast Approval

Apply online or over the phone in minutes, get approved in a few hours and access funds in as fast as one day!

Financing Now

Get up to 250% of your monthly credit card sales volume in one lump sum to take care of the things you need for your business.

Apply Now!

Need Funding for your Trucking Business?

Get flexible, fast funding solutions to meet your needs, including:

Purchase Equipment
Hire Skilled Professionals
Inventory Purchase

Get funded in 3 Easy Steps

In just three easy steps, you can access the right financing solution for your business. Our application and approval process will allow you enough time, effort and energy to focus on what matters to you the most- your business!


Complete the form

Click here to request a free quote, and an Account Executive will contact you shortly after to discuss your options.


Get approved in 24 hours

Our streamlined application process allows us to provide you with a decision within 24 hours


Receive funds in 3 days!

Once approved, it’s an easy transition. You can expect the funds to be deposited into your account in just 3 days!


Avoid the brokers and “middlemen” fees:

You won’t have to worry about extra expenses. You can put your resources towards the most important initiatives for your business.

Avoid having your credit run multiple times:

No matter what your credit score, we offer cash advances with just a single credit run.

Build a real relationship:

Work directly with a dedicated Funding Manager that will help you design a creative and customized plan based on your business needs.

Almost all business types and industries are accepted:

There is virtually no limit to the type of business we work with.

No collateral or personal guarantee required:

You can get the funding you need without the worry of placing your personal property or assets at risk.

Near instant approval:

With minimal documentation necessary, you receive your funding much faster than a bank loan so you can get back to building your business.

What do you need to Qualify

3+ months in business

$10,000/ Month Gross Sales

Completed Application

Apply Now!

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