Why Choose Us?

The Upstream Difference

Upstream is your one stop shop for finding the ideal business funding solution. We are an online marketplace, and we also have relationships with all the other major business lenders in the United States and Canada. Our goal is to find you the perfect funding solution for your business, either through us or an affiliate, so your business can flourish.

Here is how we make this happen:

• Lowest Cost: We believe in long term relationships, that’s why our options are typically 25%-50% cheaper than most our competitors. Highest Approval Ratio: Our technology is designed to approve more accounts every day. No Hidden Fees.

• Trusted: AAA rating with BCA and A+ Rating with the BBB. Recognized by Inc 5000 from 2012 – 2015 as one of America’s fastest growing private companies.

• Fast: Approvals are typically issued on same day and accounts are typically funded within 2 business days.

• Simple: Our entire funding process, or funding experience as we call it, is simple. Everything from the 1 page application to the minimal paperwork.

• Hassle Free Repayment: The repayment is automated via an automated daily payment. You never have to worry about receiving a statement.

• Experience: We are one of the original companies that helped create the alternative funding space. What this means to you the business owner is that we know what we’re doing and you are in great hands.

• Client Support: This is what defines us. Pick up the phone and call us and you will see the Upstream difference. We are there for you before, during and most importantly after the funding process.